{"id":22130,"date":"2019-01-05T16:12:33","date_gmt":"2019-01-05T15:12:33","guid":{"rendered":"https:\/\/krasne-bydleni.cz\/?p=22130"},"modified":"2020-05-04T13:05:14","modified_gmt":"2020-05-04T12:05:14","slug":"moznosti-financovani-nove-nemovitosti","status":"publish","type":"post","link":"https:\/\/krasne-bydleni.cz\/?p=22130","title":{"rendered":"Mo\u017enosti financov\u00e1n\u00ed nov\u00e9 nemovitosti"},"content":{"rendered":"\n

Po\u0159\u00edzen\u00ed nov\u00e9 nemovitosti je v mnoh\u00fdch p\u0159\u00edpadech \u017eivotn\u00edm miln\u00edkem. Krom\u011b radosti z nov\u00e9ho bytu nebo domu m\u016f\u017ee b\u00fdt koup\u011b spojena tak\u00e9 se starostmi ohledn\u011b vhodn\u00e9ho financov\u00e1n\u00ed. Obvykle se nejedn\u00e1 o mal\u00e9 \u010d\u00e1stky, o to je v\u00fdb\u011br financov\u00e1n\u00ed d\u016fle\u017eit\u011bj\u0161\u00edm krokem. Jak\u00e9 mo\u017enosti se nab\u00edzej\u00ed?<\/strong><\/p>\n\n\n\n

Koup\u011b nemovitosti<\/strong> je jedna z variant mo\u017en\u00e9ho <\/strong>zhodnocen\u00ed pen\u011bz<\/strong><\/a>. V dob\u011b, kdy se ceny nemovitost\u00ed dr\u017e\u00ed na relativn\u011b n\u00edzk\u00e9 \u00farovni a o\u010dek\u00e1v\u00e1 se jejich r\u016fst, m\u016f\u017ee takov\u00e1 investice vyd\u011blat a\u017e n\u011bkolik stovek tis\u00edc korun<\/strong>. Zp\u016fsob\u016f \u00fahrady kupn\u00ed ceny za nov\u00fd byt nebo d\u016fm existuje pom\u011brn\u011b mnoho. Obecn\u011b se ale v\u017edy jedn\u00e1 o jednu z n\u00ed\u017ee uveden\u00fdch mo\u017enost\u00ed, p\u0159\u00edpadn\u011b o jejich kombinaci:<\/p>\n\n\n\n

  1. platba z vlastn\u00edch zdroj\u016f v hotovosti<\/strong><\/li>
  2. platba s vyu\u017eit\u00edm \u00fav\u011bru<\/strong><\/li>
  3. platba prost\u0159ednictv\u00edm individu\u00e1ln\u00edho zp\u016fsobu<\/strong> financov\u00e1n\u00ed <\/strong>z nab\u00eddky prod\u00e1vaj\u00edc\u00edho<\/li><\/ol>\n\n\n\n

    Platba v hotovosti nemus\u00ed vyhovovat ka\u017ed\u00e9mu<\/strong><\/h2>\n\n\n\n

    Nejjednodu\u0161\u0161\u00edm a pravd\u011bpodobn\u011b tak\u00e9 nejrychlej\u0161\u00edm zp\u016fsobem, jak zaplatit novou nemovitost, je financov\u00e1n\u00ed z vlastn\u00edch zdroj\u016f<\/strong>. Pokud m\u00e1 budouc\u00ed vlastn\u00edk dostatek pen\u011bz <\/strong>na sv\u00e9m bankovn\u00edm \u00fa\u010dtu<\/strong>, trv\u00e1 jejich odesl\u00e1n\u00ed maxim\u00e1ln\u011b n\u011bkolik dn\u016f.<\/p>\n\n\n\n

    Vzhledem k tomu, \u017ee se zvy\u0161uje pod\u00edl zahrani\u010dn\u00edch z\u00e1jemc\u016f<\/strong> o novostavby v \u010cesk\u00e9 republice, je pot\u0159eba zm\u00ednit, \u017ee lze pos\u00edlat platby i z ciz\u00edch zem\u00ed. Jak dlouho trv\u00e1 p\u0159evod pen\u011bz ze zahrani\u010d\u00ed<\/strong><\/a> z\u00e1vis\u00ed na p\u0159ev\u00e1d\u011bn\u00e9 m\u011bn\u011b. O tom, zda m\u016f\u017ee kupuj\u00edc\u00ed hradit nemovitost v ciz\u00ed m\u011bn\u011b nebo je nutn\u00fd p\u0159evod na \u010desk\u00e9 koruny<\/strong>, se doporu\u010duje dop\u0159edu zjistit p\u0159\u00edmo u konkr\u00e9tn\u00edho prod\u00e1vaj\u00edc\u00edho.<\/p>\n\n\n\n

    Platba z vlastn\u00edch zdroj\u016f<\/strong> ov\u0161em nen\u00ed pro ka\u017ed\u00e9ho<\/strong>. Sou\u010dasn\u00e1 pr\u016fm\u011brn\u00e1 cena bytu v Praze o velikosti 60 m2<\/sup> \u010din\u00ed 5 160 000 korun, pr\u016fm\u011brn\u00e1 cena za 1 m2<\/sup> bytu v Praze dosahuje 84 500 korun. P\u0159i takto vysok\u00fdch cen\u00e1ch jen m\u00e1lokdo dok\u00e1\u017ee celkovou cenu uhradit hotov\u011b.<\/p>\n\n\n\n